SPRING 2013
Take “INTEREST” In Your Home
No Application Fees. No Credit Report Fees. No Appraisal Fees**
If you’re paying around 6% interest for your current mortgage
rate through another lender, BRCCU has an offer that may peak
your “INTEREST.” Check out our great rates and you may be
able to pay off your mortgage in half the time:
10 Year Fixed Rate Mortgage
As Low As 3.50% APR*
This is a limited time offer, so ACT NOW!
Not sure refinancing will save you money?
Consider the following example:
Current mortgage:
BRCCU 10 year mortgage:
Balance: $120,000.00
Current Interest Rate: 6%
Total Interest payments: $40,132.00
Balance: $120,000.00
Interest Rate: 3.50%
Total Interest payments: $22,533.00
Total Interest Savings: $17,599.00 over 10 years!
In many cases, BRCCU can lower your payments, substantially reduce your interest and your mortgage
may be paid off sooner. For more information please contact a loan officer at 586-727-6855.
*Annual Percentage Rate. **New Money Only. Minimum amount $50,000.00: Maximum amount $200,000.00
Go Green…..Win $250.00 in FREE Gas!
Between April 1st and June 30th, members who are not currently enrolled or new
members who are enrolling in e-statements have the opportunity to not only take
advantage of the many benefits e-statements provide, but also a chance to win a
$250.00 gas card!
To enroll, visit our website at www.brccu.com, log into YOURCU@HOME and select
e-statements under the services tab. Not only do e-statements help simplify our already
busy lives, they are also a great way to go green. E-statements are convenient, secure,
easy and environmentally friendly. Once you enroll you will also earn 175 points towards
your Belle River Bucks rewards to receive even more free stuff. Make sure you sign up
today for your chance to earn free stuff and to be entered to win $250.00 in free gas.
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email address: [email protected]
Bring on the Spring Savings
You’re Not
Just CoveredYou Have AAA!
Whether you’re looking for a new or used vehicle, a home improvement loan,
or need a personal loan for any reason, make BRCCU your first choice for
financing. BRCCU will always continue to offer our members competitive
terms, low rates, and quick personal service.
Vehicle Loans:
New (2011- 2013)
Up to 36 Months……As Low As 1.74% APR*
Up to 60 Months……As Low As 2.49% APR*
Are you paying too much for your auto insurance? You
and your family may be eligible for AAA's* discounted
rates on auto insurance.
• Great Claim Service
• Competitive Rates
• Multiple Product Discounts
• Discounts because you’re a member of
Belle River Community Credit Union
• Automatic premium payments through
your credit union account
Used (2010 & Older)
Up to 60 Months……..As Low As 2.98% APR*
RV & Boat Loans:
New (2011- 2013)
Up to 72 Months……..As Low As 5.49% APR*
Used (2010 & Older)
Up to 72 Months………As Low As 5.74% APR*
Home Improvement Loans:
As low as 5.99% APR*
By financing $1000.00 or more
By financing any vehicle/boat loan for $7000.00 or more,
BRCCU will pay you $75.00 to put towards your gas tank.
Application is quick and easy. Apply online at
www.brccu.com or contact one of our member service
representatives at 586-727-6855 for more information.
For more information contact: 1-888-203-2606 or
visit AAA.com/MembersSave
* Underwritten by Auto Club Insurance Association, Auto Club Group Insurance Company and
MemberSelect Insurance Company.
Certificates of
*Annual percentage rate. Subject to qualifications. Rate includes direct deposit of net
check and auto payment. $75 cash awarded at the time the loan is disbursed.
Your Partner In Business Lending Solutions
At Belle River Community Credit Union, we’ve earned a reputation for
delivering products and services that our members need. Whether you’re
starting a business or strengthening an established business we have the
resources to make your venture a success. Stop in or call BRCCU to
discover how you can secure affordable, member-focused financing for
all of your business needs.
We offer a variety of
business loans including:
• Vehicle Loans
• Equipment Financing
• Commercial Real Estate
• Agricultural Loans
• And much more.
Certificates of Deposit
For current rates contact us at (586) 727-6855 or visit our website at:
www.brccu.com
The Board of Directors of Belle River Community Credit Union has declared the following
dividend rates, which are calculated daily, for the 1st quarter of 2013.
Share Accounts
Regular Shares
Youth Accounts
Stash Your Cash Accounts
Christmas Club
Money Market
(Minimum $2500.00)
IRA
During National Youth Week, April 21st to the 27th, your child can open an
account for free at BRCCU. As a way to help invest in the future of our younger
generation Belle River will deposit the initial share of $10.00 into the new
account. Upon opening the account your youth will receive either an activity
booklet or a young adults guide to money book. Dividends on youth accounts
are paid on any balance over $25.00. BRCCU offers a variety of savings plans
for our younger generations from birth through college. For more information
on the variety of savings options BRCCU offers visit our website at
www.brccu.com or contact a member service representative at (586) 727-6855.
,
APY*
.10%
.10 %
.02%
.02%
.07%
.07%
.05%
.02%
.02%
.07%
.07%
.05%
*Annual percentage rate, Annual percentage yield
Holiday Closings
National youth Week: April 21- 27th
,
APR*
Memorial Day, Monday, May 27th
Independence Day, Thursday, July 4th
Main Office:
10636 Gratiot, Casco Twp., MI 48064
Mailing Address: P.O. Box 159, Richmond, MI 48062.
Website: www.brccu.com
E-mail: [email protected]
Monday - Thursday 9 a.m. to 5 p.m
Friday 9 a.m. to 7 p.m
Saturday 9 a.m. to 12 p.m
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email address: [email protected]